Scott Zoldi Says Blockchain Isn’t Dead and Its AI Applications Are Just Beginning

Is blockchain dead? Many seem to think so. Once hailed as the backbone of Web3 and the future of decentralized finance, blockchain has seen its hype fade in recent years. Web3 itself has been largely written off as a branding exercise, and Google search trends show a steep decline in interest. But does that mean blockchain has no future in finance? Far from it. AI-driven finance is powerful but inherently flawed. Algorithms can introduce bias, large language models can hallucinate false information, and black-box decision-making leaves regulators struggling to ensure fairness. This is where blockchain could still play a pivotal role—not as a speculative asset but as a mechanism for auditability, ensuring AI-driven financial decisions are transparent, traceable, and tamper-proof. Bu