Biswanath is an innovative Data and AI leader with 16 years of experience in shaping and delivering transformative business impact across Banking, Insurance, FinTech and Healthcare sectors in APAC and North America. A former Management Consultant with PwC USA and Oliver Wyman Singapore, currently Biswanath heads the Data Science team at Kredivo Group, a FinTech unicorn in SEA. His work revolve at the intersection of Data, Strategy, Product, and Customer Experience. He has proven track record in application of Data Science with consumer facing companies on Transformation, Value Creation and Growth topics. Biswanath holds the prestigious MS in Analytics from Northwestern University USA. He has lived in 3 different countries and worked in 10+ countries so far. Currently he is based in Singapore (PEP holder)