Tilt Raises $7.1M to Bring Direct Indexing AI Tools to Advisors

This week, Miami-based fintech startup Tilt emerged from stealth with $7.1 million in seed funding and a platform aimed at reshaping how wealth managers and advisors build investment portfolios. For Tilt CEO Andrew Peek, the mission is straightforward: bring a once-exclusive financial strategy to a wider market. “Direct indexing has historically been the privilege of a select few, but Tilt is bringing it to the entire wealth management ecosystem at scale,” he said.

Direct indexing allows investors to own the individual securities that make up an index, rather than holding an exchange-traded fund or mutual fund that tracks it. This structure gives greater flexibility in customizing exposures and harvesting tax losses. Until recently, the approach was limited to large institutions or wealthy clients because of operational complexity and cost. Tilt’s bet is that AI can strip away these barriers.

Building Custom Indices With AI

Tilt’s platform is built on what it calls an embedding engine, which continuously ingests and scores documents ranging from SEC filings to news articles and social media. By surfacing both consensus and emerging themes, the technology allows advisors and investors to construct indices tied to market narratives or client preferences. In practice, this means a wealth manager could create a portfolio aligned to themes like clean energy, artificial intelligence infrastructure, or supply chain resilience, rather than relying on static sector definitions.

The system also runs a tax optimization engine in real time, monitoring portfolios for loss-harvesting opportunities and replacing positions with suitable alternatives. Tilt says this allows investors to capture tax benefits while maintaining exposure to their chosen themes. The company is marketing its services on a cost-plus pricing model, starting at three basis points, with no account minimums.